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Borrowing £7,000 over 60 months with a Representative APR of 38.9% a fixed annual interest rate of 21%; an administration fee of £50 (included in the first payment), an option to purchase fee of £50 (included with the last payment) and no deposit the amount payable will be: 1 payment of £289.17 followed by 58 payments of £239.17 and a final payment of £289.17. The total cost of credit is £7450 and the Total Amount Payable is £14,450.20.

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